bookmark_borderCOVID, Air Quality, Exercise, and Nutrition

The air quality in Southern Pennsylvania can be very detrimental to your health. Poor air quality also increases your risk of contracting COVID, as well as, increasing the severity of the disease.
Air Quality for Southeastern Pennsylvania
COVID-19 and Air Pollution
NAD+ Plus Immune System Diet

bookmark_borderNew Jersey Properties at Risk to Flooding

Sea level rise is threatening the value of coastal real estate.

“Alarmingly, more than half of that (at-risk property) exposure is estimated to lie outside FEMA flood zones. That means those properties are at higher risk of being underinsured, and, therefore, the loans attached to them are at higher risk of impairment, with increased risk for the value of the related CMBS (securities).” —CFTC

“Fannie and Freddie carry about $5.6 trillion in assets, mainly home mortgages and related securities. Ultimately, taxpayers backstop the payments on loans under the agencies’ control, UCLA’s Yu explains. Their regulator, the Federal Housing Finance Agency, issued a request for information in January, in part to assess flood risks. The entities require flood insurance that might mitigate their losses only on properties inside FEMA’s poorly drawn flood zones. Coverage limits imposed by NFIP — $250,000 for the structure and $100,000 for personal property — mean many coastal homes that have coverage are grossly underinsured.” — UCLA / Is the $1 Trillion Coastal Housing Market a Future Financial Crisis?

More on Flood Insurance and Real Estate Risk

bookmark_borderWhat Climate Change Will Do to PA

“This is a wake-up call.
On our current path, Pennsylvania will soon be 5.9° F hotter and parts of our coast will be submerged in 2.1 feet of water, according to Pennsylvania Department of Environmental Protection’s climate report.
We can reduce the impacts of climate change, but we must act now.” — Governor Tom Wolf

Climate Change Index