bookmark_borderPA Borrowers Who Lost Homes to Foreclosure

HARRISBURG, PA – Attorney General Linda Kelly announced that official notifications are being sent to approximately 29,000 Pennsylvania borrowers who lost their homes to foreclosure between January 1, 2008 and December 31, 2011 and who may be eligible for payment as part of the $25 billion national mortgage foreclosure settlement.

Eligible borrowers had mortgages serviced by Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo, the nation’s five largest mortgage servicers that agreed to the settlement with the federal government and attorneys general for 49 states and the District of Columbia.

The settlement, which took effect in April, set aside approximately $1.5 billion in payments for two million borrowers nationwide who lost their homes to foreclosure during that period and had their loan serviced by one of the settling servicers. The exact payment will depend upon the total number of borrowers who decide to participate.

Kelly said the national settlement administrator has mailed notification postcards to eligible borrowers nationwide. The postcards explain that consumers may be eligible for a portion of the foreclosure settlement and advises them to carefully review all of the information in the claim packets, which are being mailed this week.

In Pennsylvania, the packets contain an official notification letter from Attorney General Kelly along with a claim form, instructions and answers to frequently asked questions. Those packets are being mailed to 28,448 eligible borrowers beginning today and continuing through October 12th.

Kelly urged eligible Pennsylvania borrowers to watch their mail for the official packets and to complete their claim forms and return them as soon as possible in the envelope provided. Claim forms can also be filed online at www.nationalmortgagesettlement.com.

The deadline for filing all claims is January 18, 2013.

Payment checks are expected to be mailed in mid-2013.

Free claim form assistance available

Borrowers who have questions or need help filing their claims can contact the settlement administrator, toll-free, at 1-866-430-8358. The information line is staffed Monday through Friday from (8 a.m. to 8 p.m. Eastern). Questions can also be sent by email to administrator@nationalmortgagesettlement.com.

Payment will not stop other legal claims

Kelly noted that eligible borrowers do not need to prove financial harm to receive a payment, nor do they give up their rights to pursue a lawsuit against their mortgage servicer or to participate in the Independent Foreclosure Review Process being conducted by federal bank regulators. More information about that program is available at: www.independentforeclosurereview.com.

Eligible borrowers may get a payment from this settlement even if they participate in another foreclosure claims process. However, any payment received may reduce payments borrowers may be eligible to receive in any other foreclosure claim process or legal proceeding.

Eligible borrowers not notified should contact settlement administrator

Borrowers who believe they may qualify for a payment, but did not receive a notice because they have moved should contact the settlement administrator directly to provide that information:

Call toll-free: 1-866-430-8358. The line is staffed Monday through Friday from (8 a.m. to 8 p.m. Eastern).

Email: administrator@nationalmortgagesettlement.com

Beware of scams

Borrowers should not need to pay anyone to file their claim.

Kelly cautioned all homeowners to be aware of settlement-related scams. Do not provide personal information or pay money to anyone who calls or emails you claiming that they are providing settlement-related assistance.

If you believe someone is conducting a settlement-related scam, contact the Pennsylvania Attorney General’s Bureau of Consumer Protection at 1-800-441-2555.

Settlement background

The national settlement followed state and federal investigations, which alleged that the five mortgage servicers routinely signed foreclosure-related documents outside the presence of a notary public and without personal knowledge that the facts contained in the documents were correct. This civil law enforcement action also alleged that the servicers committed widespread errors and abuses in their foreclosure processes.

Broad reform of the mortgage servicing process resulted from the settlement, as well as financial relief for borrowers still in their homes through direct loan modification relief, including principal reduction.

For more information about eligibility and filing a claim:

www.NationalMortgageSettlement.com

Email: administrator@nationalmortgagesettlement.com

Call toll-free: 1-866-430-8358 (hearing impaired: 1-866-494-8281). The line is staffed Monday through Friday from (8 a.m. to 8 p.m. Eastern).

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bookmark_borderDo Not Feed The Humans

Philadelphia, PA — The City of Philadelphia recently enacted a controversial ordinance that prohibits feeding homeless people outdoors. Following is an update from the city:

The Task Force on Outdoor Food Serving presented Mayor Michael A. Nutter with its report, “Moving Philadelphia Forward: A Path Toward Strengthening Food Access in Our Community.” The report includes the Task Force findings and recommendations on how to serve more individuals indoors and to assist people who experience hunger and food insecurity.

“I look forward to reading the report and working to help the vulnerable people of our City have access to food that meets safety standards in a safe, dignified, indoor location where we can provide supportive service,” said Mayor Nutter. “I want to thank the Task Force members for their hard work, dedication and support as we work to move outdoor food service indoors.”

The Task Force was convened in May 2012. The Task Force was comprised of individuals from city departments, philanthropic and faith-based organizations, foundations and individuals who have participated in the food service programs. The Task Force was chaired by Dr. Arthur C. Evans, Jr., Department of Behavioral Health and Intellectual disAbility Services Commissioner.

“Several individuals and groups share a long-standing commitment to serving people who are in need,” said Dr. Evans. “Task Force members were actively engaged in identifying creative options to move the city forward in its efforts to address hunger.”

In the report, the Task Force identified five main recommendations that will help to move the City forward in its efforts to address hunger issues. The recommendations are:

Establishing consensus, leadership & capacity to move the City forward to address hunger and food insecurity;

Increasing and improving food access and options, and other needed services and supports for individuals in need;

Using existing infrastructure and resources to build additional capacity for addressing issues of hunger and food insecurity;

Creating opportunities for organizations and the public to better help individuals in need; and

Establishing innovative food serving models to increase access to food indoors while addressing food insecurity.

bookmark_borderBudweiser Made in America Philadelphia Music Festival

PHILADELPHIA, PA — The Mayor of Philadelphia admitted the City did not know how much it would cost taxpayers to accommodate the Live Nation (private company) event.  The Philadelphia Inquirer reported, “The public cost of hosting an upcoming music festival featuring Jay-Z and Pearl Jam has not been fully calculated….”

CITY HALL -– City of Philadelphia and SEPTA officials announced that SEPTA is preparing to add and adjust service for the upcoming Budweiser Made In America Festival, which will be held on the Parkway Saturday, September 1, and Sunday, September 2. Budweiser Made in America will be locally produced by Live Nation on the Benjamin Franklin Parkway and will benefit local United Way organizations.

Mayor Michael A. Nutter urged concert-goers and visitors to the Benjamin Franklin Parkway attractions to use public transportation because SEPTA will bolster its transit schedule to get them to-and-from the show. “Philadelphia is a green, walk-able city with a world class public transportation system,” he said. “I strongly urge visitors and residents to use this great resource during Budweiser Made in America.”

SEPTA officials advised that the best method for traveling to and from Budweiser Made in America is SEPTA’s subway/subway-elevated routes, the Broad Street Line and the Market-Frankford Line. “These lines are easily accessible for riders throughout the region, with stops located just a short walking distance from the concert site,” said SEPTA General Manager Joseph M. Casey. “Both lines also provide connections with other SEPTA rail, bus and trolley service, which gives concert-goers a number of travel options.”

SEPTA will add service on the Broad Street and Market-Frankford Lines throughout the two-day festival, with trains running every five-to-ten minutes before, during and after the performances. Service will also be added on the Norristown High Speed Line, which provides a connection with the Market-Frankford Line at the 69th Street Transportation Center, and on city trolley routes. Details on adjustments to bus service will be announced in the coming days.

Regional Rail lines will operate on regular weekend schedule on September 1 and September 2. For ease and convenience of travel, concert-goers who may normally use Regional Rail are urged to take advantage of the extra service that will run on the Broad Street Line and Market-Frankford Line.

SEPTA will also add service for several other Labor Day weekend events. On Friday, August 31, extra trains will be added, as needed, on the Market-Frankford Line for the concert and fireworks show at Penn’s Landing. Also, trips will be added to the Broad Street Line prior to the Bruce Springsteen concerts at Citizens Bank Park on Sunday, September 2 and Monday, September 3. Extra local trains will run every 10 minutes starting about one hour before these shows, which are scheduled to begin at 7:30 p.m. For more information, riders can visit www.septa.org.

Budweiser Made in America is the first ticket-for-purchase event held on the Benjamin Franklin Parkway. Construction of the concert venue began on August 23. Construction will cause minimal interruption to motorists up until August 30, when street closures and parking restrictions around the Parkway area will begin and run through September 3. Access to the venue is limited to Festival ticket-holders only. Festival goers are urged to purchase tickets in advance through Ticketmaster.com and Livenation.com.

Shawn “Jay Z” Carter will curate and headline the blockbuster roster of talent, which includes nearly 30 artists embodying the diverse American musical spirit. They will perform on three stages on the Parkway in Philadelphia’s Fairmount Park on Saturday, September 1, and Sunday, September 2. Performances are scheduled to begin at 2:00 P.M. and conclude at 11:00 P.M. on both days.

The City will provide more details on the Festival in the coming days.

ABOUT THE MUSIC FESTIVAL

Mayor Michael A. Nutter released details about the City of Philadelphia’s plans to welcome the “Budweiser Made in America” Festival, an exciting, two-day music festival Labor Day weekend.  This event will be locally produced by Live Nation on the Benjamin Franklin Parkway and will benefit local United Way organizations.

Shawn “Jay Z” Carter will curate and headline the blockbuster roster of talent, which includes nearly 30 artists embodying the diverse American musical spirit. They will perform on three stages on the Parkway in Philadelphia’s Fairmount Park on Saturday, September 1, and Sunday, September 2.  Performances are scheduled to begin at 2:00 P.M. and conclude at 11:00 P.M. on both days.

“Philadelphia, the birthplace of America and a major destination for music, arts and culture, is delighted to welcome visitors from all over the country to this truly national music festival that will enliven our City on Labor Day weekend,” said Mayor Michael A. Nutter. “Jay Z and the Budweiser Made in America Festival are setting a new standard in live entertainment with an array of talent and a commitment to benefit local communities through financial support of United Way organizations.”

Specifically, this concert will benefit United Way organizations in Greater Philadelphia and Southern New Jersey, Lancaster County, PA and New York City, enabling them to invest more dollars in their regions, strengthen local communities and positively impact the education, health and well being of the most vulnerable and needy citizens in their service areas.

Budweiser Made in America is the first ticket-for-purchase event held on the Benjamin Franklin Parkway.  Construction of the concert venue will begin on August 23.  Construction will cause minimal interruption to motorists up until August 30, at which time street closures and parking restrictions around the Parkway area will begin and run through September 3.

Access to the venue is limited to Festival ticket-holders only.  Mayor Nutter stressed that tickets for both days of the Festival are still available. Festival goers are urged to purchase tickets in advance through Ticketmaster.com and Livenation.com.  Approximately 50,000 ticket-holders will enjoy the Festival each day.  Attendees are encouraged to visit www.MadeInAmericaFest.com for information on items that are (and are NOT) permitted in the venue, as well as information on concessions, accommodations, and directions.

“The City of Philadelphia has extensive institutional experience in managing large events on the Parkway and other sites in the city. Every year, we have detailed plans for public safety, street access, trash removal and we successfully accommodate 400,000 to 500,000 visitors on the 4th of July at Wawa Welcome America,” the Mayor said. “By contrast, the organizers of the Budweiser Made in America Festival are planning for about 50,000 ticket holders, roughly the size of a sold-out Phillies game.”

The Mayor emphasized that Center City and the Parkway in particular are large enough and city services are efficient and targeted enough to handle thousands of visitors at the same time. “Whether you are going to the Festival or you want to visit our museums and other institutions on the Parkway, this Labor Day weekend in Philadelphia will be a great, fun-filled time for everyone,” he said.

 

Road Closures

To accommodate the venue construction and two-day music festival, road closures along the Benjamin Franklin Parkway and in key sections of the Fairmount neighborhood will begin on Thursday, August 30, with increasing closures up until the start of the Festival on the morning of Saturday, September 1. These closures will continue through Monday, September 3 to accommodate breakdown of the venue.

Delays can be expected and motorists are advised to use alternate routes, and allow for extra driving time, in the areas near these festivities before and during Labor Day weekend. (Please see attached list and map for specific road closures by date and a foot print of event or visit www.phila.gov.)

 

Transportation

SEPTA and NJTransit will operate under normal weekend schedules.  Festival ticket-holders, Parkway cultural institution patrons and others with business or recreational plans are urged to use public transportation to get in and out of Center City during the festival weekend due to the number of road closures.  For routes and schedules, visit www.septa.org and www.njtransit.org.

Cultural Institutions

Most of the institutions along the Benjamin Franklin Parkway will maintain normal hours of operation during the Budweiser Made in America Festival.  Please refer to the institutions’ websites for information on exhibit hours, ticketing and parking accommodations.

Public Safety

The City of Philadelphia will provide a comprehensive police presence for the duration of Budweiser Made in America to ensure the safety and enjoyment of all participants.  Three Philadelphia Police beacons will be positioned outside the festival, showing where Philadelphia Police Officers are deployed to assist festival goers.  These beacons will be on the northeast corner of 17th Street and the Parkway, the southeast corner of 18th and the Parkway, and the western entrance to Logan Circle between 19th and 20th Streets. (Please see attached map for locations of beacons as well as the joint Police/EMS/Fire Mini-Station or visit www.phila.gov.)

 Weather

Budweiser Made in America is a rain or shine event.  In the event of severe weather, listen for announcements and sign up at www.readynotifypa.org for text and email alerts or text PHILA to 411911 from your mobile device.  Have a plan if you’re asked to leave the Parkway and take shelter.

The City will provide more details on the Festival in the coming days.